The Zaïffer privacy system

Why Privacy Matters in Blockchain Finance

Blockchain transparency is a powerful feature, but it directly conflicts with the confidentiality expected in modern financial systems.

Today, anyone can analyse:

wallet balance

transaction amounts

swap sizes

treasury movements

business relationships

yield allocations

This creates problems for all types of users:

For institutions:
For Individuals:
For regulators:

Competitors can track strategies

Wallets expose full financial history

Lack of privacy discourages regulated entities from adopting on-chain finance

Treasury movements become predictable

ENS names leak net worth

Traditional audit models cannot function when sensitive data is globally visible

Market actors can manipulate or front-run operations

Spending and income patterns become public

High-value wallets become security targets

Zaïffer reconciles transparency and privacy by encrypting amounts while leaving addresses visible, enabling compliance, sanctions screening, and auditability.

Why Zama’s technology?

Zaïffer integrates the FHE technology developed by Zamaarrow-up-right, a leader in applied homomorphic encryption. Zama’s network provides the off-chain computation layer, analogous to how Chainlink provides data oracles. Computations requested by Zaïffer’s smart contracts are processed by a decentralised set of Zama nodes, ensuring no single operator can compromise security.

Performance today achieves confidential transfers in approximately 10 to 15 seconds per operation. This balance between strong encryption and practical usability makes Zama’s FHE uniquely suited for live blockchain applications.

This design ensures that encryption, computation, and verification remain decentralised and verifiable, without reliance on any trusted intermediary.

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